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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,842 | $183,592+50.2% | $155,574+77.3% | $145,877+89.1% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 11.55% | 61.37%-49.8pp | 64.87%-53.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $3,762 | $5,317-29.2% | $4,676-19.5% | $4,663-19.3% |
| Participant deferral / active EE | $10,251 | $6,466+58.5% | $5,629+82.1% | $6,691+53.2% |
| Admin fee / account holder | $42,277 | $19,316+118.9% | $15,914+165.7% | $13,402+215.4% |