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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,834 | $209,336-65.2% | $197,124-63.1% | $137,256-46.9% |
| Participation rate | 90.0% | 87.3%+2.7pp | 86.7%+3.3pp | 80.0%+10.0pp |
| Annual return | 20.20% | 48.09%-27.9pp | 44.34%-24.1pp | 220.34%-200.1pp |
| Employer contribution / active EE | $11,076 | $6,591+68.1% | $6,227+77.9% | $4,156+166.5% |
| Participant deferral / active EE | $2,294 | $9,614-76.1% | $9,135-74.9% | $6,407-64.2% |
| Admin fee / account holder | $3,636 | $17,308-79.0% | $16,298-77.7% | $12,270-70.4% |