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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,834 | $212,386-65.7% | $199,883-63.6% | $138,895-47.6% |
| Participation rate | 90.0% | 87.4%+2.6pp | 86.8%+3.2pp | 79.9%+10.1pp |
| Annual return | 20.20% | 47.75%-27.6pp | 43.81%-23.6pp | 145.39%-125.2pp |
| Employer contribution / active EE | $11,076 | $6,625+67.2% | $6,261+76.9% | $4,194+164.1% |
| Participant deferral / active EE | $2,294 | $9,617-76.2% | $9,138-74.9% | $6,396-64.1% |
| Admin fee / account holder | $3,636 | $18,233-80.1% | $17,268-78.9% | $12,562-71.1% |