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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,966 | $129,737-93.9% | $119,126-93.3% | $154,746-94.9% |
| Participation rate | 81.8% | 78.9%+3.0pp | 75.8%+6.1pp | 80.7%+1.1pp |
| Annual return | 19.36% | 379.08%-359.7pp | 282.11%-262.7pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,034 | $4,375-76.4% | $4,034-74.4% | $4,379-76.4% |
| Participant deferral / active EE | $1,302 | $5,842-77.7% | $5,318-75.5% | $6,730-80.7% |
| Admin fee / account holder | $589 | $11,961-95.1% | $10,693-94.5% | $14,365-95.9% |