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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,795 | $139,948-80.1% | $121,663-77.2% | $154,746-82.0% |
| Participation rate | 68.2% | 78.0%-9.8pp | 74.5%-6.3pp | 80.7%-12.5pp |
| Annual return | 17.65% | 230.52%-212.9pp | 147.54%-129.9pp | 172.34%-154.7pp |
| Employer contribution / active EE | $798 | $3,521-77.3% | $3,020-73.6% | $4,379-81.8% |
| Participant deferral / active EE | $3,822 | $5,629-32.1% | $4,887-21.8% | $6,730-43.2% |
| Admin fee / account holder | $7,315 | $17,321-57.8% | $14,289-48.8% | $14,365-49.1% |