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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,795 | $132,634-79.0% | $115,768-76.0% | $137,256-79.7% |
| Participation rate | 68.2% | 77.9%-9.7pp | 74.4%-6.2pp | 80.0%-11.8pp |
| Annual return | 17.65% | 160.70%-143.1pp | 100.46%-82.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $798 | $3,360-76.2% | $2,940-72.8% | $4,156-80.8% |
| Participant deferral / active EE | $3,822 | $5,619-32.0% | $4,917-22.3% | $6,407-40.3% |
| Admin fee / account holder | $7,315 | $15,028-51.3% | $12,439-41.2% | $12,270-40.4% |