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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,731 | $172,111+45.7% | $150,298+66.8% | $137,256+82.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 21.71% | 69.37%-47.7pp | 62.79%-41.1pp | 220.34%-198.6pp |
| Employer contribution / active EE | $13,257 | $4,636+185.9% | $4,154+219.1% | $4,156+219.0% |
| Participant deferral / active EE | $9,328 | $6,166+51.3% | $5,453+71.1% | $6,407+45.6% |
| Admin fee / account holder | $6,609 | $16,471-59.9% | $14,116-53.2% | $12,270-46.1% |