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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,158 | $183,539+34.7% | $155,556+58.9% | $145,897+69.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.48% | 61.31%-46.8pp | 64.84%-50.4pp | 552.29%-537.8pp |
| Employer contribution / active EE | $11,554 | $5,315+117.4% | $4,675+147.1% | $4,663+147.8% |
| Participant deferral / active EE | $12,986 | $6,467+100.8% | $5,631+130.6% | $6,689+94.1% |
| Admin fee / account holder | $2,774 | $19,275-85.6% | $15,885-82.5% | $13,390-79.3% |