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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,949 | $183,539+28.0% | $155,556+51.0% | $145,897+61.0% |
| Participation rate | 95.2% | 82.7%+12.5pp | 78.2%+17.0pp | 80.3%+14.9pp |
| Annual return | 8.58% | 61.31%-52.7pp | 64.84%-56.3pp | 552.29%-543.7pp |
| Employer contribution / active EE | $4,754 | $5,315-10.6% | $4,675+1.7% | $4,663+2.0% |
| Participant deferral / active EE | $8,295 | $6,467+28.3% | $5,631+47.3% | $6,689+24.0% |
| Admin fee / account holder | $860 | $19,275-95.5% | $15,885-94.6% | $13,390-93.6% |