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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,949 | $183,592+28.0% | $155,567+51.0% | $145,959+61.0% |
| Participation rate | 95.2% | 82.7%+12.6pp | 78.2%+17.0pp | 80.3%+15.0pp |
| Annual return | 8.58% | 61.24%-52.7pp | 64.74%-56.2pp | 561.95%-553.4pp |
| Employer contribution / active EE | $4,754 | $5,315-10.5% | $4,674+1.7% | $4,661+2.0% |
| Participant deferral / active EE | $8,295 | $6,464+28.3% | $5,628+47.4% | $6,689+24.0% |
| Admin fee / account holder | $860 | $19,318-95.6% | $15,916-94.6% | $13,398-93.6% |