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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $825,972 | $183,539+350.0% | $155,556+431.0% | $145,897+466.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 14.24% | 61.31%-47.1pp | 64.84%-50.6pp | 552.29%-538.0pp |
| Employer contribution / active EE | $17,520 | $5,315+229.6% | $4,675+274.7% | $4,663+275.7% |
| Participant deferral / active EE | $10,551 | $6,467+63.2% | $5,631+87.4% | $6,689+57.7% |
| Admin fee / account holder | $5,117 | $19,275-73.5% | $15,885-67.8% | $13,390-61.8% |