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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,832 | $106,749-13.0% | $145,433-36.2% | $82,448+12.6% |
| Participation rate | 37.2% | 75.6%-38.4pp | 82.1%-44.9pp | 68.1%-30.9pp |
| Annual return | 15.80% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,212 | $3,444-64.8% | $4,554-73.4% | $2,551-52.5% |
| Participant deferral / active EE | $5,707 | $6,519-12.5% | $7,897-27.7% | $4,139+37.9% |
| Admin fee / account holder | $3,878 | $8,390-53.8% | $13,129-70.5% | $7,234-46.4% |