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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,976 | $183,539-29.2% | $155,556-16.4% | $145,897-10.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 19.77% | 61.31%-41.5pp | 64.84%-45.1pp | 552.29%-532.5pp |
| Employer contribution / active EE | $2,929 | $5,315-44.9% | $4,675-37.3% | $4,663-37.2% |
| Participant deferral / active EE | $6,395 | $6,467-1.1% | $5,631+13.6% | $6,689-4.4% |
| Admin fee / account holder | $5,347 | $19,275-72.3% | $15,885-66.3% | $13,390-60.1% |