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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,233 | $124,425+32.8% | $112,040+47.5% | $137,256+20.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.95% | 24.72%-11.8pp | 24.52%-11.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $5,043 | $3,411+47.8% | $2,954+70.7% | $4,156+21.3% |
| Participant deferral / active EE | $11,110 | $5,718+94.3% | $5,098+117.9% | $6,407+73.4% |
| Admin fee / account holder | $8,944 | $15,207-41.2% | $12,098-26.1% | $12,270-27.1% |