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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,193 | $117,895+37.6% | $102,460+58.3% | $145,897+11.2% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 33.40% | 31.92%+1.5pp | 29.47%+3.9pp | 552.29%-518.9pp |
| Employer contribution / active EE | $2,814 | $3,619-22.2% | $3,025-7.0% | $4,663-39.6% |
| Participant deferral / active EE | $10,107 | $5,736+76.2% | $5,056+99.9% | $6,689+51.1% |
| Admin fee / account holder | $7,631 | $13,353-42.8% | $9,460-19.3% | $13,390-43.0% |