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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,920 | $81,276+189.0% | $155,574+51.0% | $80,925+190.3% |
| Participation rate | 90.7% | 66.2%+24.5pp | 78.2%+12.5pp | 67.7%+23.0pp |
| Annual return | 10.28% | 33.36%-23.1pp | 64.87%-54.6pp | 35.65%-25.4pp |
| Employer contribution / active EE | $1,156 | $3,103-62.7% | $4,676-75.3% | $2,756-58.1% |
| Participant deferral / active EE | $10,210 | $3,453+195.7% | $5,629+81.4% | $4,299+137.5% |
| Admin fee / account holder | $7,809 | $7,993-2.3% | $15,914-50.9% | $6,940+12.5% |