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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,920 | $81,233+189.2% | $155,567+51.0% | $80,874+190.5% |
| Participation rate | 90.7% | 66.2%+24.5pp | 78.2%+12.5pp | 67.6%+23.1pp |
| Annual return | 10.28% | 33.33%-23.0pp | 64.74%-54.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $1,156 | $3,101-62.7% | $4,674-75.3% | $2,756-58.0% |
| Participant deferral / active EE | $10,210 | $3,452+195.8% | $5,628+81.4% | $4,297+137.6% |
| Admin fee / account holder | $7,809 | $7,998-2.4% | $15,916-50.9% | $6,935+12.6% |