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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,700 | $76,608-2.5% | $56,077+33.2% | $145,877-48.8% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | 13.61% | 3009.59%-2996.0pp | 1709.28%-1695.7pp | 551.28%-537.7pp |
| Employer contribution / active EE | $5,581 | $1,382+304.0% | $1,040+436.5% | $4,663+19.7% |
| Participant deferral / active EE | $5,795 | $2,624+120.8% | $1,954+196.6% | $6,691-13.4% |
| Admin fee / account holder | $3,563 | $3,325+7.1% | $2,825+26.1% | $13,402-73.4% |