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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,682 | $168,635-83.0% | $147,617-80.6% | $125,389-77.1% |
| Participation rate | 72.7% | 88.8%-16.0pp | 84.6%-11.9pp | 83.2%-10.5pp |
| Annual return | -14.32% | 77.65%-92.0pp | 61.98%-76.3pp | 282.24%-296.6pp |
| Employer contribution / active EE | $1,877 | $6,252-70.0% | $5,564-66.3% | $4,866-61.4% |
| Participant deferral / active EE | $4,260 | $5,507-22.6% | $4,895-13.0% | $5,352-20.4% |
| Admin fee / account holder | $562 | $13,580-95.9% | $11,612-95.2% | $9,541-94.1% |