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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $822,227 | $223,823+267.4% | $211,142+289.4% | $154,746+431.3% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 10.70% | 50.39%-39.7pp | 46.84%-36.1pp | 172.34%-161.6pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $42,611 | $9,750+337.0% | $9,284+359.0% | $6,730+533.1% |
| Admin fee / account holder | $4,764 | $19,707-75.8% | $19,076-75.0% | $14,365-66.8% |