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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,977 | $107,666+171.2% | $102,184+185.7% | $154,746+88.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 13.06% | 29.33%-16.3pp | 31.58%-18.5pp | 172.34%-159.3pp |
| Employer contribution / active EE | $8,298 | $3,846+115.8% | $3,594+130.9% | $4,379+89.5% |
| Participant deferral / active EE | $13,872 | $8,719+59.1% | $8,309+66.9% | $6,730+106.1% |
| Admin fee / account holder | $7,141 | $12,943-44.8% | $11,609-38.5% | $14,365-50.3% |