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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,970 | $174,379+28.4% | $152,093+47.3% | $138,895+61.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.44% | 74.86%-64.4pp | 66.36%-55.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $12,434 | $4,652+167.3% | $4,175+197.8% | $4,194+196.5% |
| Participant deferral / active EE | $3,505 | $6,159-43.1% | $5,451-35.7% | $6,396-45.2% |
| Admin fee / account holder | $4,132 | $16,880-75.5% | $14,497-71.5% | $12,562-67.1% |