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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,936 | $97,550+21.9% | $120,344-1.2% | $87,485+36.0% |
| Participation rate | 88.7% | 72.8%+15.9pp | 76.7%+12.0pp | 68.9%+19.8pp |
| Annual return | 12.65% | 18.41%-5.8pp | 20.30%-7.7pp | 26.06%-13.4pp |
| Employer contribution / active EE | $659 | $2,291-71.2% | $3,020-78.2% | $2,596-74.6% |
| Participant deferral / active EE | $5,099 | $4,230+20.6% | $5,135-0.7% | $4,274+19.3% |
| Admin fee / account holder | $11,393 | $9,543+19.4% | $12,742-10.6% | $7,775+46.5% |