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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,936 | $95,453+24.6% | $112,040+6.2% | $82,448+44.3% |
| Participation rate | 88.7% | 72.8%+16.0pp | 76.5%+12.2pp | 68.1%+20.6pp |
| Annual return | 12.65% | 23.92%-11.3pp | 24.52%-11.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $659 | $2,318-71.6% | $2,954-77.7% | $2,551-74.2% |
| Participant deferral / active EE | $5,099 | $4,224+20.7% | $5,0980% | $4,139+23.2% |
| Admin fee / account holder | $11,393 | $9,013+26.4% | $12,098-5.8% | $7,234+57.5% |