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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,677 | $78,027+118.7% | $178,528-4.4% | $80,925+110.9% |
| Participation rate | 88.5% | 65.7%+22.8pp | 77.1%+11.4pp | 67.7%+20.8pp |
| Annual return | 5.98% | 18.09%-12.1pp | 27.11%-21.1pp | 35.65%-29.7pp |
| Employer contribution / active EE | $1,668 | $2,281-26.9% | $3,950-57.8% | $2,756-39.5% |
| Participant deferral / active EE | $1,900 | $4,408-56.9% | $6,278-69.7% | $4,299-55.8% |
| Admin fee / account holder | $2,402 | $7,168-66.5% | $10,419-77.0% | $6,940-65.4% |