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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,070 | $106,864+42.3% | $147,318+3.2% | $82,637+84.0% |
| Participation rate | 91.9% | 75.5%+16.4pp | 82.1%+9.8pp | 68.1%+23.8pp |
| Annual return | 15.56% | 27.49%-11.9pp | 70.43%-54.9pp | 53.51%-37.9pp |
| Employer contribution / active EE | $6,671 | $3,417+95.3% | $4,593+45.3% | $2,552+161.4% |
| Participant deferral / active EE | $12,484 | $6,496+92.2% | $7,906+57.9% | $4,126+202.6% |
| Admin fee / account holder | $12,205 | $8,415+45.0% | $13,708-11.0% | $7,339+66.3% |