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| Provider | Service type | Compensation |
|---|---|---|
MSJC LLP3 years Filed as: MSJC, LP DBA CFO4LIFE, L.P. Service code 27 735 PLAZA BLVD · COPPELL, TX 75019 | Advisory (Plan) | $36,642 |
NATIONWIDE9+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $30,242 |
INWEST RETIREMENT SOLUTIONS9+ years Service code 15 4305 N. GARFIELD · MIDLAND, TX 79705 | Recordkeeping | $15,938 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,913 | $55,441-51.5% | $76,002-64.6% | $77,671-65.3% |
| Participation rate | 45.7% | 63.6%-17.9pp | 69.1%-23.3pp | 70.6%-24.8pp |
| Annual return | 11.44% | 17.08%-5.6pp | 360.07%-348.6pp | 31.21%-19.8pp |
| Employer contribution / active EE | $283 | $1,789-84.2% | $2,688-89.5% | $2,726-89.6% |
| Participant deferral / active EE | $1,947 | $3,451-43.6% | $4,257-54.3% | $4,648-58.1% |
| Admin fee / account holder | $294 | $407-27.8% | $6,414-95.4% | $430-31.8% |