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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,695 | $106,749-41.3% | $145,433-56.9% | $82,448-24.0% |
| Participation rate | 28.3% | 75.6%-47.4pp | 82.1%-53.9pp | 68.1%-39.8pp |
| Annual return | 18.41% | 27.59%-9.2pp | 66.58%-48.2pp | 41.64%-23.2pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,556 | $6,519-30.1% | $7,897-42.3% | $4,139+10.1% |
| Admin fee / account holder | $267 | $8,390-96.8% | $13,129-98.0% | $7,234-96.3% |