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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,010 | $83,908-42.8% | $68,509-29.9% | $125,389-61.7% |
| Participation rate | 85.7% | 78.2%+7.5pp | 74.7%+11.0pp | 83.2%+2.5pp |
| Annual return | -4.88% | 14.48%-19.4pp | 8.27%-13.1pp | 282.24%-287.1pp |
| Employer contribution / active EE | $5,257 | $3,031+73.4% | $2,278+130.8% | $4,866+8.0% |
| Participant deferral / active EE | $1,610 | $4,125-61.0% | $3,382-52.4% | $5,352-69.9% |
| Admin fee / account holder | $676 | $8,982-92.5% | $5,275-87.2% | $9,541-92.9% |