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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,304 | $125,190+236.5% | $105,624+298.9% | $145,897+188.8% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 17.30% | 225.22%-207.9pp | 116.20%-98.9pp | 552.29%-535.0pp |
| Employer contribution / active EE | $37,187 | $3,720+899.6% | $3,168+1074.0% | $4,663+697.6% |
| Participant deferral / active EE | $21,400 | $5,716+274.4% | $5,013+326.9% | $6,689+219.9% |
| Admin fee / account holder | $2,103 | $17,138-87.7% | $10,961-80.8% | $13,390-84.3% |