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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,258 | $160,028+55.8% | $147,080+69.5% | $145,884+70.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.19% | 98.60%-85.4pp | 420.17%-407.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,472 | $5,286-72.2% | $4,933-70.2% | $4,662-68.4% |
| Participant deferral / active EE | $3,270 | $8,422-61.2% | $8,066-59.5% | $6,690-51.1% |
| Admin fee / account holder | $3,077 | $15,030-79.5% | $12,989-76.3% | $13,392-77.0% |