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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,604 | $117,829-67.2% | $102,423-62.3% | $145,877-73.5% |
| Participation rate | 61.1% | 78.6%-17.5pp | 76.5%-15.4pp | 80.3%-19.2pp |
| Annual return | 13.13% | 31.83%-18.7pp | 29.42%-16.3pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,724 | $3,615-52.3% | $3,023-43.0% | $4,663-63.0% |
| Participant deferral / active EE | $2,441 | $5,732-57.4% | $5,054-51.7% | $6,691-63.5% |
| Admin fee / account holder | $21 | $13,335-99.8% | $9,455-99.8% | $13,402-99.8% |