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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,894 | $81,331-80.5% | $155,534-89.8% | $80,935-80.4% |
| Participation rate | 97.5% | 66.3%+31.2pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 11.76% | 33.37%-21.6pp | 64.92%-53.2pp | 35.66%-23.9pp |
| Employer contribution / active EE | $234 | $3,105-92.5% | $4,675-95.0% | $2,757-91.5% |
| Participant deferral / active EE | $1,630 | $3,454-52.8% | $5,630-71.0% | $4,299-62.1% |
| Admin fee / account holder | $4,232 | $7,999-47.1% | $15,900-73.4% | $6,924-38.9% |