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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,377 | $45,119+33.8% | $85,126-29.1% | $74,429-18.9% |
| Participation rate | 24.8% | 49.4%-24.5pp | 67.5%-42.7pp | 67.2%-42.4pp |
| Annual return | 15.91% | 26.28%-10.4pp | 66.63%-50.7pp | 1368.38%-1352.5pp |
| Employer contribution / active EE | $559 | $1,460-61.7% | $2,731-79.5% | $2,625-78.7% |
| Participant deferral / active EE | $1,853 | $2,738-32.3% | $4,523-59.0% | $4,348-57.4% |
| Admin fee / account holder | $4,534 | $2,214+104.8% | $6,160-26.4% | $1,944+133.2% |