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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,749 | $81,358+289.3% | $155,556+103.6% | $80,959+291.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.88% | 33.39%-18.5pp | 64.84%-50.0pp | 35.67%-20.8pp |
| Employer contribution / active EE | $5,795 | $3,106+86.5% | $4,675+23.9% | $2,757+110.2% |
| Participant deferral / active EE | $9,819 | $3,455+184.2% | $5,631+74.4% | $4,300+128.3% |
| Admin fee / account holder | $386 | $7,994-95.2% | $15,885-97.6% | $6,925-94.4% |