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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,184 | $100,970+77.5% | $96,576+85.5% | $137,256+30.5% |
| Participation rate | 83.3% | 82.6%+0.7pp | 81.4%+1.9pp | 80.0%+3.4pp |
| Annual return | 15.17% | 38.16%-23.0pp | 38.47%-23.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,252 | $3,809-14.6% | $3,553-8.5% | $4,156-21.8% |
| Participant deferral / active EE | $13,246 | $8,286+59.9% | $7,956+66.5% | $6,407+106.8% |
| Admin fee / account holder | $2,493 | $11,312-78.0% | $11,381-78.1% | $12,270-79.7% |