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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,184 | $107,666+66.4% | $102,184+75.4% | $154,746+15.8% |
| Participation rate | 83.3% | 83.7%-0.4pp | 82.6%+0.7pp | 80.7%+2.6pp |
| Annual return | 15.17% | 29.33%-14.2pp | 31.58%-16.4pp | 172.34%-157.2pp |
| Employer contribution / active EE | $3,252 | $3,846-15.5% | $3,594-9.5% | $4,379-25.7% |
| Participant deferral / active EE | $13,246 | $8,719+51.9% | $8,309+59.4% | $6,730+96.8% |
| Admin fee / account holder | $2,493 | $12,943-80.7% | $11,609-78.5% | $14,365-82.6% |