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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,203 | $183,516-54.1% | $155,534-45.9% | $145,884-42.3% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.68% | 61.43%-50.7pp | 64.92%-54.2pp | 551.85%-541.2pp |
| Employer contribution / active EE | $4,001 | $5,315-24.7% | $4,675-14.4% | $4,662-14.2% |
| Participant deferral / active EE | $7,286 | $6,467+12.7% | $5,630+29.4% | $6,690+8.9% |
| Admin fee / account holder | $20,799 | $19,293+7.8% | $15,900+30.8% | $13,392+55.3% |