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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,594 | $110,410+50.9% | $102,437+62.6% | $145,897+14.2% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 15.98% | 24.85%-8.9pp | 24.95%-9.0pp | 552.29%-536.3pp |
| Employer contribution / active EE | $2,331 | $4,217-44.7% | $3,871-39.8% | $4,663-50.0% |
| Participant deferral / active EE | $9,228 | $5,622+64.2% | $5,060+82.4% | $6,689+38.0% |
| Admin fee / account holder | $5,672 | $9,745-41.8% | $8,388-32.4% | $13,390-57.6% |