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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,971 | $183,592+7.8% | $155,567+27.3% | $145,959+35.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.41% | 61.24%-48.8pp | 64.74%-52.3pp | 561.95%-549.5pp |
| Employer contribution / active EE | $16,661 | $5,315+213.5% | $4,674+256.5% | $4,661+257.5% |
| Participant deferral / active EE | $15,150 | $6,464+134.4% | $5,628+169.2% | $6,689+126.5% |
| Admin fee / account holder | $3,204 | $19,318-83.4% | $15,916-79.9% | $13,398-76.1% |