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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,423 | $132,634+61.7% | $115,768+85.2% | $137,256+56.2% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.4%+8.9pp | 80.0%+3.4pp |
| Annual return | 17.30% | 160.70%-143.4pp | 100.46%-83.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $3,566 | $3,360+6.2% | $2,940+21.3% | $4,156-14.2% |
| Participant deferral / active EE | $9,000 | $5,619+60.2% | $4,917+83.0% | $6,407+40.5% |
| Admin fee / account holder | $870 | $15,028-94.2% | $12,439-93.0% | $12,270-92.9% |