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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,423 | $132,099+62.3% | $115,599+85.5% | $138,895+54.4% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.3%+9.1pp | 79.9%+3.4pp |
| Annual return | 17.30% | 176.76%-159.5pp | 111.10%-93.8pp | 145.39%-128.1pp |
| Employer contribution / active EE | $3,566 | $3,416+4.4% | $2,955+20.7% | $4,194-15.0% |
| Participant deferral / active EE | $9,000 | $5,617+60.2% | $4,889+84.1% | $6,396+40.7% |
| Admin fee / account holder | $870 | $15,650-94.4% | $12,841-93.2% | $12,562-93.1% |