Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,651 | $55,902-43.4% | $76,030-58.4% | $80,959-60.9% |
| Participation rate | 26.1% | 62.1%-35.9pp | 69.1%-42.9pp | 67.7%-41.5pp |
| Annual return | 8.50% | 20.59%-12.1pp | 361.54%-353.0pp | 35.67%-27.2pp |
| Employer contribution / active EE | $869 | $1,867-53.5% | $2,688-67.7% | $2,757-68.5% |
| Participant deferral / active EE | $1,857 | $3,051-39.1% | $4,257-56.4% | $4,300-56.8% |
| Admin fee / account holder | $3,845 | $5,239-26.6% | $6,421-40.1% | $6,925-44.5% |