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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,751 | $169,356-30.5% | $129,406-9.0% | $145,897-19.3% |
| Participation rate | 16.7% | 76.5%-59.8pp | 69.6%-53.0pp | 80.3%-63.6pp |
| Annual return | 9.79% | 14418.62%-14408.8pp | 9468.18%-9458.4pp | 552.29%-542.5pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,155-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $433 | $4,987-91.3% | $4,167-89.6% | $6,689-93.5% |
| Admin fee / account holder | $1,342 | $9,915-86.5% | $7,689-82.5% | $13,390-90.0% |