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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,592 | $149,040-39.2% | $120,225-24.6% | $137,256-34.0% |
| Participation rate | 8.3% | 75.4%-67.1pp | 69.6%-61.2pp | 80.0%-71.6pp |
| Annual return | 11.81% | 605.68%-593.9pp | 439.23%-427.4pp | 220.34%-208.5pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $400 | $4,655-91.4% | $3,999-90.0% | $6,407-93.8% |
| Admin fee / account holder | $88,154 | $6,348+1288.8% | $5,696+1447.6% | $12,270+618.4% |