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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,531 | $174,379-88.8% | $152,093-87.2% | $138,895-85.9% |
| Participation rate | 87.5% | 81.6%+5.9pp | 77.8%+9.7pp | 79.9%+7.6pp |
| Annual return | 10.42% | 74.86%-64.4pp | 66.36%-55.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $3,607 | $4,652-22.5% | $4,175-13.6% | $4,194-14.0% |
| Participant deferral / active EE | $4,634 | $6,159-24.8% | $5,451-15.0% | $6,396-27.5% |
| Admin fee / account holder | $17,353 | $16,880+2.8% | $14,497+19.7% | $12,562+38.1% |