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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,762 | $29,716+13.6% | $56,077-39.8% | $80,925-58.3% |
| Participation rate | 17.9% | 41.7%-23.8pp | 52.5%-34.6pp | 67.7%-49.8pp |
| Annual return | 14.26% | 35.30%-21.0pp | 1709.28%-1695.0pp | 35.65%-21.4pp |
| Employer contribution / active EE | $701 | $671+4.4% | $1,040-32.7% | $2,756-74.6% |
| Participant deferral / active EE | $1,042 | $1,228-15.2% | $1,954-46.7% | $4,299-75.8% |
| Admin fee / account holder | $557 | $2,432-77.1% | $2,825-80.3% | $6,940-92.0% |