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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,762 | $29,733+13.5% | $56,025-39.7% | $80,959-58.3% |
| Participation rate | 17.9% | 41.7%-23.9pp | 52.5%-34.7pp | 67.7%-49.8pp |
| Annual return | 14.26% | 35.28%-21.0pp | 1712.69%-1698.4pp | 35.67%-21.4pp |
| Employer contribution / active EE | $701 | $672+4.3% | $1,042-32.7% | $2,757-74.6% |
| Participant deferral / active EE | $1,042 | $1,229-15.3% | $1,955-46.7% | $4,300-75.8% |
| Admin fee / account holder | $557 | $2,434-77.1% | $2,828-80.3% | $6,925-92.0% |