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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,565 | $106,749+150.6% | $145,433+84.0% | $82,448+224.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.34% | 27.59%-13.2pp | 66.58%-52.2pp | 41.64%-27.3pp |
| Employer contribution / active EE | $9,169 | $3,444+166.2% | $4,554+101.3% | $2,551+259.4% |
| Participant deferral / active EE | $8,355 | $6,519+28.2% | $7,897+5.8% | $4,139+101.8% |
| Admin fee / account holder | $8,825 | $8,390+5.2% | $13,129-32.8% | $7,234+22.0% |