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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,923 | $102,422+110.8% | $147,117+46.8% | $80,959+166.7% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 11.18% | 135.16%-124.0pp | 420.54%-409.4pp | 35.67%-24.5pp |
| Employer contribution / active EE | $8,238 | $3,717+121.6% | $4,932+67.0% | $2,757+198.8% |
| Participant deferral / active EE | $7,556 | $6,652+13.6% | $8,065-6.3% | $4,300+75.7% |
| Admin fee / account holder | $5,254 | $7,953-33.9% | $12,993-59.6% | $6,925-24.1% |