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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,237 | $101,618-50.6% | $93,063-46.0% | $137,256-63.4% |
| Participation rate | 81.3% | 74.9%+6.3pp | 72.1%+9.1pp | 80.0%+1.3pp |
| Annual return | -20.11% | 223.95%-244.1pp | 34.15%-54.3pp | 220.34%-240.5pp |
| Employer contribution / active EE | $1,625 | $2,707-40.0% | $2,476-34.4% | $4,156-60.9% |
| Participant deferral / active EE | $3,968 | $4,279-7.3% | $3,958+0.2% | $6,407-38.1% |
| Admin fee / account holder | $2,304 | $6,198-62.8% | $6,033-61.8% | $12,270-81.2% |