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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,902 | $147,556+109.3% | $129,031+139.4% | $198,609+55.5% |
| Participation rate | 66.7% | 77.2%-10.6pp | 73.4%-6.7pp | 82.4%-15.7pp |
| Annual return | 19.46% | 37.41%-17.9pp | 34.67%-15.2pp | 202.70%-183.2pp |
| Employer contribution / active EE | $967 | $3,645-73.5% | $3,226-70.0% | $5,055-80.9% |
| Participant deferral / active EE | $4,799 | $5,760-16.7% | $5,217-8.0% | $6,977-31.2% |
| Admin fee / account holder | $0 | $15,467-100.0% | $13,208-100.0% | $19,030-100.0% |