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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,368 | $132,634+213.9% | $115,768+259.7% | $137,256+203.4% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.4%+17.9pp | 80.0%+12.3pp |
| Annual return | 18.14% | 160.70%-142.6pp | 100.46%-82.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $6,473 | $3,360+92.7% | $2,940+120.2% | $4,156+55.8% |
| Participant deferral / active EE | $19,119 | $5,619+240.3% | $4,917+288.9% | $6,407+198.4% |
| Admin fee / account holder | $3,214 | $15,028-78.6% | $12,439-74.2% | $12,270-73.8% |