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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,527 | $67,823+152.9% | $52,425+227.2% | $137,256+25.0% |
| Participation rate | 15.8% | 63.9%-48.1pp | 55.6%-39.8pp | 80.0%-64.2pp |
| Annual return | 11.66% | 219.11%-207.4pp | 302.12%-290.5pp | 220.34%-208.7pp |
| Employer contribution / active EE | $503 | $1,163-56.7% | $914-45.0% | $4,156-87.9% |
| Participant deferral / active EE | $3,211 | $2,288+40.3% | $1,790+79.3% | $6,407-49.9% |
| Admin fee / account holder | $72 | $2,844-97.5% | $2,495-97.1% | $12,270-99.4% |