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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,527 | $94,439+81.6% | $73,658+132.9% | $154,746+10.8% |
| Participation rate | 15.8% | 64.7%-48.9pp | 57.0%-41.3pp | 80.7%-64.9pp |
| Annual return | 11.66% | 28.25%-16.6pp | 29.72%-18.1pp | 172.34%-160.7pp |
| Employer contribution / active EE | $503 | $1,257-60.0% | $1,032-51.3% | $4,379-88.5% |
| Participant deferral / active EE | $3,211 | $2,527+27.0% | $2,062+55.7% | $6,730-52.3% |
| Admin fee / account holder | $72 | $3,843-98.1% | $3,357-97.9% | $14,365-99.5% |