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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,570 | $76,407+17.2% | $150,298-40.4% | $82,448+8.6% |
| Participation rate | 92.3% | 66.4%+25.9pp | 77.8%+14.5pp | 68.1%+24.2pp |
| Annual return | 10.85% | 39.99%-29.1pp | 62.79%-51.9pp | 41.64%-30.8pp |
| Employer contribution / active EE | $7,526 | $2,614+187.9% | $4,154+81.2% | $2,551+195.0% |
| Participant deferral / active EE | $5,796 | $3,214+80.3% | $5,453+6.3% | $4,139+40.0% |
| Admin fee / account holder | $4,205 | $6,352-33.8% | $14,116-70.2% | $7,234-41.9% |