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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,163 | $100,139-57.9% | $85,187-50.5% | $145,884-71.1% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 16.55% | 84.15%-67.6pp | 66.67%-50.1pp | 551.85%-535.3pp |
| Employer contribution / active EE | $929 | $3,238-71.3% | $2,732-66.0% | $4,662-80.1% |
| Participant deferral / active EE | $5,195 | $5,296-1.9% | $4,525+14.8% | $6,690-22.3% |
| Admin fee / account holder | $231 | $7,262-96.8% | $6,162-96.3% | $13,392-98.3% |