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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,974 | $160,070+21.8% | $147,117+32.5% | $145,897+33.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.73% | 98.69%-89.0pp | 420.54%-410.8pp | 552.29%-542.6pp |
| Employer contribution / active EE | $17,368 | $5,285+228.7% | $4,932+252.1% | $4,663+272.5% |
| Participant deferral / active EE | $15,168 | $8,419+80.2% | $8,065+88.1% | $6,689+126.8% |
| Admin fee / account holder | $1,145 | $15,035-92.4% | $12,993-91.2% | $13,390-91.4% |