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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,045 | $183,539+171.4% | $155,556+220.2% | $145,897+241.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 3.76% | 61.31%-57.5pp | 64.84%-61.1pp | 552.29%-548.5pp |
| Employer contribution / active EE | $4,105 | $5,315-22.8% | $4,675-12.2% | $4,663-12.0% |
| Participant deferral / active EE | $15,419 | $6,467+138.4% | $5,631+173.8% | $6,689+130.5% |
| Admin fee / account holder | $4,924 | $19,275-74.5% | $15,885-69.0% | $13,390-63.2% |