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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,045 | $183,592+171.3% | $155,574+220.1% | $145,877+241.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 3.76% | 61.37%-57.6pp | 64.87%-61.1pp | 551.28%-547.5pp |
| Employer contribution / active EE | $4,105 | $5,317-22.8% | $4,676-12.2% | $4,663-12.0% |
| Participant deferral / active EE | $15,419 | $6,466+138.5% | $5,629+173.9% | $6,691+130.5% |
| Admin fee / account holder | $4,924 | $19,316-74.5% | $15,914-69.1% | $13,402-63.3% |