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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,634 | $101,795-43.4% | $165,100-65.1% | $80,959-28.8% |
| Participation rate | 34.6% | 71.8%-37.2pp | 78.6%-44.0pp | 67.7%-33.1pp |
| Annual return | 12.12% | 16.73%-4.6pp | 70.21%-58.1pp | 35.67%-23.5pp |
| Employer contribution / active EE | $853 | $2,954-71.1% | $4,348-80.4% | $2,757-69.1% |
| Participant deferral / active EE | $2,428 | $4,476-45.8% | $6,035-59.8% | $4,300-43.6% |
| Admin fee / account holder | $17 | $8,221-99.8% | $12,696-99.9% | $6,925-99.8% |