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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,881 | $208,088+25.9% | $186,193+40.7% | $154,746+69.2% |
| Participation rate | 72.7% | 80.0%-7.3pp | 77.1%-4.4pp | 80.7%-8.0pp |
| Annual return | 14.65% | 89.97%-75.3pp | 78.03%-63.4pp | 172.34%-157.7pp |
| Employer contribution / active EE | $0 | $4,340-100.0% | $3,918-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $15,306 | $7,078+116.2% | $6,513+135.0% | $6,730+127.4% |
| Admin fee / account holder | $75,470 | $11,698+545.1% | $11,058+582.5% | $14,365+425.4% |