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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,328 | $174,379-27.6% | $152,093-16.9% | $138,895-9.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.41% | 74.86%-56.4pp | 66.36%-47.9pp | 145.39%-127.0pp |
| Employer contribution / active EE | $740 | $4,652-84.1% | $4,175-82.3% | $4,194-82.3% |
| Participant deferral / active EE | $1,892 | $6,159-69.3% | $5,451-65.3% | $6,396-70.4% |
| Admin fee / account holder | $5,547 | $16,880-67.1% | $14,497-61.7% | $12,562-55.8% |